Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Websites For Sale **If it's Spam, it's a Scam!- If it sounds too... Read More I've been sharing the following idea with people for a... Read More Do you have a 401(k) retirement account? Are you vested... Read More If You Have an Existing Account and 5 Minutes, You... Read More During the last twenty years, banks have offered a number... Read More One of the biggest challenges facing black RELATIONSHIPS today are... Read More Good money management needn't be difficult. In fact, there a... Read More Can you really afford a house? If so, how much... Read More Creating a budget can be a very difficult task. Although... Read More If you've developed a household budget to get your spending... Read More Gas prices have soared to unimaginable heights of late. Since... Read More Are your financial muscles well toned and healthy or flabby... Read More This investment retirement account (IRA) is useful to you as... Read More Have you seen the recent article on a new "green"... Read More What is it about being frugal, why do it at... Read More As a parent you are bound to face a few... Read More For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More Get Access to Realistic profitable strategies & discover the mindset... Read More Reducing the clothing budget was a serious challenge for me.... Read More It is crucial as an individual who is striving for... Read More With the A-level results coming out, the long wait for... Read More Debt levels are at an all time high in the... Read More The lists of bank and savings accounts that are available... Read More You should thoroughly consider your business needs when selecting a... Read More You no longer look at the pictures of homes cause... Read More
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